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Ok, So COVID19 has taken us all by surprise! So now what? If you have been laid off or downsized from your job here's 3 simple actions steps to take to get quick financial footing.
3 easy Steps to Temporary Financial Sanity
1. Prioritize needs that must be met first -Pay only the basic needs. Housing, food, utilities and transportation, the last only if you have a job or need to use the car to get to key places
2. Make a list of all the people you owe; name, info and account numbers., secured and unsecured creditors; credit card companies, mortgage, student loan etc. Call them to inform of your current situation and ask about their hardship assistance. Most if not all financial institutions have hardship relief packages . So apply based on your situation. However ensure you get any financial payment deferral in writing, signed and dated.
3. Call your local city or town hall to inquire about community resources relevant to your needs. All of them have hardship assistance resources for families and small businesses.
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